Private credit

Loans
backed by
real cash flow.

Receivables, invoices, contracts and verifiable collateral. Real structures private-debt instruments with an independent SPV, periodic distribution and investor reporting.

Overview

Private credit
with real backing.

Debt issued outside the traditional banking system, backed by assets, flows or verifiable contracts. Tokenized, it lets digital investors finance loans to companies with clear collateral coverage — not empty tokens.

Company
Seeks capital and has verifiable cash flows
Collateral / contracts
Receivables, invoices and registered collateral
SPV + Token
Legal vehicle + digital issuance
Investor
Receives interest according to the payment priority
What you can tokenize

Private debt
instruments.

Receivables and invoices

Advances on accounts receivable from companies with verifiable history — repayment when the invoice is collected.

Loans with collateral

Debt backed by real estate, machinery, inventory or accounts — real, registered collateral.

Export contracts

Advances against signed export contracts with international buyers in Europe, the U.S. and Asia.

Working capital

Short-term financing lines for companies with consistent operating flows.

Bridge loans

Bridge financing for real-estate or corporate operations with a defined exit.

Sector-specific loans

Specialized credit for agriculture, retail, hospitality or healthcare, secured by collateral appropriate to each sector.

Structured notes

Instruments with fixed rate, defined term, payment priority and investor-protection mechanisms.

Credit portfolios

Packaging of multiple loans into a single SPV — diversification within the instrument.

Why Real

Legal structure.
Verifiable collateral.

Real sets up the SPV, evaluates the borrower, validates the collateral, defines collection mechanisms and administers payment distribution to investors — the full operational layer a traditional fund would provide, opened to digital investors from accessible amounts.

In numbers

Private credit
on Real.

8–14%
Estimated annual rate
3–24 mo
Typical term
$25
Minimum investment
Monthly
Distribution
Risks to consider

Credit involves risk.

Borrower default risk, collateral enforcement risk, interest-rate risk, regulatory risk and liquidity risk. Every issuance has specific risk documentation, defined payment priority and hedging mechanisms when applicable. Rates are estimates, not guaranteed.

Learn more about security and legal
Request evaluation

Have a credit instrument
for us to evaluate?

Tell us about the borrower, the collateral and the repayment flows.

Tokenize with Real